How To Maximize Your Compensation After A Motorcycle Accident
As motorcycle riders, we know the risks that come with the open road. Even when we ride safely, accidents can happen due to negligent drivers, poor road conditions, or other unforeseen hazards. When we’re involved in a motorcycle accident, our primary focus should be on recovery—but we also need to ensure we receive the compensation we deserve for our injuries, damages, and losses. Here’s how we can maximize our compensation after a motorcycle accident.
1. Seek Immediate Medical Attention
The first step after any motorcycle accident is to prioritize our health. Even if we don’t feel seriously injured, we should always seek medical attention. At Bennerotte & Associates, P.A., we know that some injuries, like internal bleeding or concussions, might not be immediately apparent. Additionally, medical records serve as critical evidence in our claim. If we delay treatment, insurance companies may argue that our injuries weren’t serious or weren’t caused by the accident.
2. Gather Strong Evidence At The Scene
If we’re physically able, collecting evidence at the scene can significantly strengthen our case. We should:
- Take photos and videos of our motorcycle, the other vehicles, road conditions, and any visible injuries.
- Get contact information from witnesses.
- Obtain a copy of the police report, which can help establish fault.
The more evidence we have, the harder it will be for the insurance company to dispute our claim.
3. Avoid Speaking To Insurance Companies Without A Lawyer
Insurance companies often try to minimize payouts or shift blame onto us. Adjusters may ask us leading questions or pressure us into accepting a low settlement. We should never give a recorded statement or accept a quick settlement without consulting a motorcycle accident lawyer first. Our Bloomington, MN motorcycle accident lawyer will ensure we don’t settle for less than we deserve.
4. Prove The Full Extent Of Our Damages
To maximize compensation, we need to account for all our losses, including:
- Medical bills (past and future)
- Lost wages and diminished earning capacity
- Property damage (repair or replacement of our motorcycle)
- Pain and suffering (physical pain, emotional distress, and mental trauma)
- Loss of enjoyment of life
Our lawyer can help calculate these damages and ensure we’re fully compensated.
5. Don’t Settle Too Soon
Insurance companies often offer quick settlements that are much lower than what we actually deserve. While it might be tempting to accept an early payout, we need to wait until we fully understand our medical prognosis and long-term financial needs. Once we accept a settlement, we can’t go back and ask for more later.
6. Hire An Experienced Motorcycle Accident Lawyer
Having our skilled motorcycle accident lawyer on our side is one of the most effective ways to maximize our compensation. Lawyers know how to negotiate with insurance companies, gather expert testimony, and take our case to court if necessary. They fight for us so we can focus on healing.
After a motorcycle accident, we deserve full compensation for our injuries and losses. By seeking medical care, gathering evidence, avoiding insurance traps, and hiring an experienced lawyer, we can ensure we receive the maximum settlement possible. If we’ve been in a motorcycle accident, let’s take the right steps to protect our rights and our future.