What Should I Do If The At-fault Driver Doesn’t Have Insurance? – Bennerotte & Associates, P.A.

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Transcription:

00:00:03 oh boy that’s a case that we get more and more nowadays so you know if you get in a collision sometimes you may not even know the other party doesn’t have insurance a lot of times they’ll present a fake insurance card maybe the police but I I think just even before you know somebody doesn’t have insurance if you get in a crash the very first thing you want to do is contact the police you want somebody there to document as best they’re able who is involved what happened those sorts of things but the

00:00:31 other thing is this a lot of people think when they get in a crash and the other person doesn’t have insurance they immediately develop a mindset that says uhoh I I can’t do anything when the other party doesn’t have insurance you can still go to your own insurance you can go through the uninsured motorist portion of your policy so what’s super important when the other party doesn’t have insurance is contacting somebody like our firm to talk through you know what what the first step should be getting the facts documented but then

00:01:02 also even as a precursor before the crash ever happens it’s important that you make sure that in case somebody runs into you that doesn’t have insurance or doesn’t have enough that you have adequate uninsured motorist coverage so making sure that you have that in place is as important as anything when it comes time where you get hit by an uninsured driver because unfortunately in today’s world there are a lot of those folks out there