Answering Your Top Car Accident Questions
Who Should I Call First After A Car Accident In St. Paul?
You should call 911 first. Even if injuries seem minor, reporting the accident is legally required in most cases. After alerting emergency services, seek medical help, then notify your insurance company. But don’t forget to contact our St. Paul, MN car accident lawyer soon after. Legal guidance early on helps you avoid missteps when filing claims or talking to insurance adjusters. At Bennerotte & Associates, we offer free consultations and are available 24/7 to help protect your rights from the very beginning.
What Should I Do If The Other Driver Doesn’t Have Insurance?
Don’t panic, you may still have options. Minnesota is a no-fault state, so your own personal injury protection (PIP) coverage can cover initial medical expenses and lost wages. If your damages exceed your PIP limits and the other driver is uninsured, you may be able to file an uninsured motorist (UM) claim through your own insurance. A car accident attorney will explain how to pursue compensation beyond your policy limits, especially if the at-fault driver acted recklessly or broke the law.
Where Do Most Car Accidents Happen Around St. Paul?
Typically, most accidents happen in high-traffic areas. In St. Paul, crashes frequently occur on I-94, Highway 52, and near major intersections like Snelling Avenue and University Avenue. Construction zones and icy winter roads also contribute to dangerous driving conditions. If you’ve been in an accident in any of these areas, documenting the scene with photos and gathering witness contact info is key. A local St. Paul car accident lawyer with our firm may investigate further to help strengthen your claim.
Why Should I Hire A Lawyer For A Car Accident Claim?
Because insurance companies don’t always offer fair compensation. While it’s legal to handle a claim on your own, it’s not always smart. Many victims underestimate long-term injury costs, like ongoing physical therapy or lost future wages. Our experienced firm has successfully represented hundreds of injury victims across Minnesota. We know how to negotiate with insurers and build a case that truly reflects your losses. Having a lawyer levels the playing field and takes the stress off your plate.
When Should I Contact A Lawyer After My Car Accident?
Right away—yes, sooner is better. It’s best to talk to a car accident attorney before you speak with the other driver’s insurance company. This helps avoid saying something that could hurt your claim later. There are also deadlines called statutes of limitations. In Minnesota, you typically have two years to file an injury claim, but waiting could lead to lost evidence and weaker results. Our team of professionals is available 24/7 to evaluate your case for free.
Your Road To Compensation Starts Here
If you’ve been injured in a car crash around St. Paul, don’t wait to get help. Understanding your rights and next steps can feel overwhelming, but you’re not alone. At Bennerotte & Associates, P.A., we offer free consultations and are available 24/7 to help injury victims and their families. Our St. Paul car accident lawyers have successfully represented hundreds of clients and are ready to fight for the compensation you deserve. Contact us today to take the first step toward justice and recovery.